You Deserve a Mortgage Tailored
to Your Life.
Backed by -33+ years of community trust and over 325 verified 5-star reviews, Jay Dacey and his team compare top mortgage options to find the ideal rate and structure for your family—delivering personal guidance and a seamless process that closes on time, every time.
Jay Dacey Mortgage Team NMLS 1812066
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Why Work with the Jay Dacey Team?
An experienced team that treats every client like a long-term relationship — explaining every step and shopping the best options for your situation.
Communication
Our well-integrated team keeps you informed every step of the way. You'll always know what's going on and what the next steps are.
Follow-Up
We stay on top of every detail and every deadline, and we check in with you throughout the process — not just at the start. You're never left wondering what's happening.
On Time — Every Time
With our team and our technology, we work to get your mortgage to the finish line on time for closing. On time, every time.
Personal Attention
We take the time to get to know you. A mortgage is a huge financial decision, and we make sure your immediate and long-term goals are met.
Choices
We do the shopping for you, with multiple rate and fee options, so you can choose the home loan that fits your family.
Over 325 5★ Verified Reviews
Real families across Minnesota, Wisconsin, North Dakota, and Florida have trusted us with their home loans — and shared their experience.
The Jay Dacey Mortgage Team Loan Officers
Meet the experienced loan officers who'll guide you from first call to closing.
-33+ Yrs ExperienceJay Dacey
President & Lead Mortgage Loan Originator
NMLS #375033
Reverse Division LeadBen Bina
Reverse Mortgage Loan Consultant / MLO
NMLS #2729340
Top 1% National OriginatorMadeline McNamara
Operations Manager / Senior MLO
NMLS #1542933
Learn More About Our Team
Meet the people who'll guide your loan from start to finish.
Find Out How Much Your Home Is Worth
Enter your address above to instantly view the estimated value of your home.
See How Our Team Works
A quick look at our process from first call to closing.
Ready to Get Started?
Choose the option below that works best for you to get started with the Jay Dacey Mortgage Team.
Schedule a Call
Book a 1-on-1 mortgage consultation to review your budget, rate options, and down payment strategies.
Apply Online
Start your secure application whenever you're ready — easy to use, available 24/7, and you can save your progress and come back to it anytime.
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What Our Clients Say
"Amazingly Helpful"
I have yet to actually buy a house myself, mostly due to my own questions on what I want, but Jay came highly recommended from a trusted co-worker. He has helped me through multiple choices, questions, potential properties, and helped my sister with her mortgage too. I would highly recommend Jay and his team!
"Seamless Home Buying Experience"
Jay and Madeline were incredible to work with from start to finish. As first-time homebuyers, we had endless questions and they walked us through every option patiently. They found us a rate we couldn't get anywhere else and closed right on schedule!
"Engaged and Responsive!"
THANK YOU to Molly and the Jay Dacey Team! During a refinance of my mortgage loan for lowering my interest rate, lowering my mortgage payment, and squaring away my escrow account! Engaged and responsive! Handled a difficult purchase previously and executed flawlessly.
Read All 325+ Verified Client Reviews
Homeowners 62+
A reverse mortgage loan can unlock equity with no required monthly mortgage payment. Learn more at our sister site, Larger Legacy.